Privacy Policy

Last Updated: August 6, 2025

1. Introduction

This Privacy Policy describes how Minty Analyst LLC ("we," "us," or "our") collects, uses, and protects your information when you use the My Cash Calendar service (the "Service"). By using our Service, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

2.1 Personal Information

We collect information you provide directly to us, including:

  • Account information (name, email address, password)
  • Financial calendar data (transactions, balances, categories)
  • Profile preferences and settings
  • Communication records between you and us

2.2 Automatically Collected Information

We automatically collect certain information about your use of our Service:

  • Usage data (features used, time spent, navigation patterns)
  • Device information (browser type, operating system, IP address)
  • Session data and authentication tokens
  • Log files and system diagnostics

3. How We Use Your Information

We use collected information for the following purposes:

  • Providing and maintaining the Service
  • Processing transactions and managing your account
  • Personalizing your experience and improving functionality
  • Communicating with you about updates, security, or support
  • Analyzing usage patterns to enhance our Service
  • Complying with legal obligations and protecting our rights

4. Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

  • With your consent: When you explicitly authorize disclosure
  • Service providers: With trusted third-party vendors who assist in operating our Service
  • Legal requirements: When required by law, court order, or government regulation
  • Business transfers: In connection with a merger, acquisition, or asset sale
  • Safety and security: To protect the rights, property, or safety of users or the public

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information:

  • Encryption of data in transit
  • Secure authentication and session management
  • Regular security assessments and monitoring

Disclaimer: While we strive to protect your information, no method of transmission or storage is 100% secure. We cannot guarantee absolute security.

6. Data Retention

We retain your information for as long as necessary to provide our Service and comply with legal obligations. Specifically:

  • Account data: Retained until account deletion or legal requirement
  • Financial data: Retained according to applicable financial record-keeping laws
  • Usage logs: Typically retained for 12-24 months for security and analytics
  • Communication records: Retained as needed for support and legal purposes

7. Your Rights and Choices

You have the following rights regarding your personal information:

  • Access: Request a copy of your personal data
  • Correction: Update or correct inaccurate information
  • Deletion: Request deletion of your account and associated data
  • Portability: Request transfer of your data to another service
  • Objection: Object to certain processing activities

To exercise these rights, contact us at the information provided below. We may require verification of your identity before processing requests.

8. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience. For detailed information about our use of cookies, please see our Cookie Policy.

9. Third-Party Services

Our Service may contain links to third-party websites or integrate with external services. We are not responsible for the privacy practices of these third parties. We encourage you to review their privacy policies before providing any information.

10. Children's Privacy

Our Service is not intended for children under 18 years of age. We do not knowingly collect personal information from children under 18. If we become aware that we have collected such information, we will take steps to delete it promptly.

11. International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place to protect your data in accordance with applicable privacy laws.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on our website and updating the "Last Updated" date. Your continued use of the Service after changes constitutes acceptance of the updated policy.

13. Legal Basis for Processing (GDPR)

If you are in the European Economic Area, our legal basis for processing your information includes:

  • Contract performance: Processing necessary to perform our service agreement
  • Legitimate interests: Processing for our legitimate business interests
  • Legal compliance: Processing required by applicable laws
  • Consent: Processing based on your explicit consent

14. Contact Information

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at hi@mintyanalyst.com

15. Disclaimer and Limitation of Liability

IMPORTANT: This Service is provided "as is" without warranties of any kind. TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES AND SHALL NOT BE LIABLE FOR ANY DAMAGES ARISING FROM YOUR USE OF THE SERVICE OR ANY DATA BREACH, INCLUDING BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES.